Heinrich Christian, PLLC Heinrich Christian, PLLC
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How stay-at-home parents protect their financial future

If you are planning a summertime wedding, you are likely in for an exciting few months. After all, marrying the person of your dreams is one of the most significant things you will likely ever do. Nonetheless, you cannot allow your excitement to discourage you from preparing for a possible divorce. If you plan to give up your career to raise children, you likely want a comprehensive prenuptial agreement. 

Staying at home to raise good kids is a career in itself. If you have to quit your job, though, you may no longer have the financial means to live. Your partner, on the other hand, may continue to build his or her professional skills. According to some experts, stay-at-home parents give up as much as a million dollars in potential salary. Here are some ways a prenuptial agreement may protect your financial future: 

1. You receive your share of the wealth 

You and your soon-to-be spouse likely have different levels of wealth. If your partner has more than you, you may want to ask for a share of his or her pre-marital assets to compensate you for giving up your career. 

2. You receive compensation for your efforts 

Being a stay-at-home parent often involves thankless work. Still, your efforts are incredibly valuable to your family. With your prenuptial agreement, if your marriage dissolves, you can be certain you receive compensation for your parenting work. You may also make your divorce proceedings easier, allowing you to focus on your children’s well-being. 

3. You have the means to pursue education 

If you have been out of the workforce for many years, you may no longer have the skills to be competitive. Therefore, if you surrender your career to raise children, you may want your prenuptial agreement to require your spouse to pay for education or vocational training. 

There is no such thing as a standard prenuptial agreement. On the contrary, couples regularly tailor their agreements to meet their needs. If you plan to leave your job to raise children, you may want to draft a prenuptial agreement that helps you secure your financial future.

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